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✔︎ Complete Guide to Handling Money in Taiwan 💰

Airport Exchange

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1. Where to exchange money at Taoyuan Airport

The Bank of Taiwan is the easiest and most reliable choice!
After arriving in Taiwan, the first thing you need is New Taiwan Dollars (TWD).
There are several exchange counters in the airport, but the Bank of Taiwan is the most popular and trusted.

2. Exchange rates

Don’t worry too much about differences between banks; rates are almost the same.
It’s better to exchange your money quickly and save time. ⏰

3. Late-night arrivals

Terminal 1: Exchange is open almost all the time, even early morning or late at night.
Terminal 2: Be careful at night! Only counters inside the restricted area (after immigration) are open.
Tip: If you arrive late, either exchange inside the restricted area or use an ATM to withdraw cash. 💡

4. Language

Don’t worry if you don’t speak Chinese!
The process is simple: just show your money, and the staff will help you. 💵

You can do it smoothly even without English or Chinese. 👌

Bank Exchange

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1. Best bank for exchanging money

Bank of Taiwan is the safest and most recommended!
Major cities in Taiwan have many banks where you can exchange money safely.
Other popular banks include Mega International Commercial Bank.

2. What you can do

You can exchange Japanese Yen (JPY) to New Taiwan Dollars (TWD).
The exchange rates are good, and the fees are clear.
Our personal favorite is Bank of Taiwan:
- Most branches in the city don’t charge fees.
- Rates are often better than other banks. 💰

3. Timing

Bank hours are short: 9:00 AM – 3:30 PM on weekdays.
Make sure to plan your visit during these hours! ⏰

4. Tips

Exchanging money at a trusted bank like Bank of Taiwan is the easiest and most reliable way.
Good rates + no hidden fees = less stress while traveling or living in Taiwan! ✨

How to Get Cash

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1. Why ATMs are useful

For short-term trips, people often exchange money before coming to Taiwan. 💰
But for long-term stays (study abroad, work holidays), it’s hard to know how much cash you’ll need.
Carrying large amounts of cash is risky, so using ATMs in Taiwan is safe and convenient.

2. Where to find ATMs

Many ATMs are inside supermarkets and convenience stores.
7-Eleven stores have CTBC (ChinaTrust) ATMs, which support multiple languages. 🌍

3. Things to check before using an ATM
1️⃣ Card compatibility – Make sure your card can withdraw local currency abroad. Some credit cards cannot be used at ATMs.
2️⃣ Withdrawal limits – Check daily/monthly limits and change them if needed.
3️⃣ Fees – ATM withdrawals abroad may have fees. Withdrawing larger amounts at once is often cheaper than multiple small withdrawals.

4. Useful Chinese words for ATMs

提款卡 tí kuǎn kǎ Cash card
金融卡 jīn róng kǎ Debit card
信用卡 xìn yòng kǎ Credit card
提款 tí kuǎn Withdraw
存款 cún kuǎn Deposit
匯款 huì kuǎn Remittance
轉帳 zhuǎn zhàng Transfer
預借現金／跨國提款 yù jiè xiàn jīn / kuà guó tí kuǎn Cash advance / international withdrawal
密碼 mì mǎ PIN/password
餘額 yú é Balance
手續費 shǒu xù fèi Fee
明細表 míng xì biǎo Statement
繼續 jì xù Continue
取消 qǔ xiāo Cancel

5. Tips

Taiwan still uses cash a lot, so withdraw according to your needs.
Using ATMs safely and conveniently will make your life in Taiwan much easier! 💵✨